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Alison2310
Keep Control of My Finances Star this Commitment
Week 47 of 52

Alison2310 commits to:
Manage and Control my Finances by 1) Keeping my Current Account in Credit (without stealing from other Accounts), 2) Keep Remorseful / Wasteful / Frivolous Spend to a Minimum, 3) Make Sure I get back Money People Owe Me and 4) Aim to Save Money Each Month.
45
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Details
Last reported: Success
Next report due:
November 29
12:00 AM GMT
My Commitment Journal
Alison2310
Alison2310
November 22, 2021, 5:07 PM
It's been a week of mental ups and downs. I'm meant to be living the dream and I am really busy with work but I'm tying myself up in knots worrying about how bad at scheduling I am and I'm not sticking to my daily plan at all. I keep thinking that my customers are not happy with me, and I can't invoice for stuff thinking that my customers are not happy with me, and I can't invoice for stuff I've not done for them, so I'm a bit worried about my income this month even though I'm busy.
I spent an inordinate amount of time putting a Marketing Proposal together for a potential client who always puts “but” before everything they say in response to my suggestions. She kept mentioning that she wants to get a trainee in to do all the things I’ve suggested but I also found out that her staff are doing some of it anyway, during my presentation, so I simply closed my laptop and suggested that we wait until she gets a trainee. She asked for the report, I’d created, and I said I’d send it to her. When I got home, Terry said I mustn’t just send it but charge her a consultancy fee before I did so as it’s a valuable document and she might just steal all the ideas and never pay me for any of it. I did this and dreaded her response over the weekend. Today, though, she came back saying send the invoice and she would pay it. That was a surprise.
We'll see what happens. Terry has just shot out to buy a new printer, as we can't get toner for mine and it's given up the ghost now - that's a pretty big expense that I wasn't expecting but I'll pay that back to him over a couple of months. how bad at scheduling I am and I'm not sticking to my daily plan at all. I keep
Generally, though, my frivolous spend is under control but I did have some toiletries to pay for and I also bought Terry an early Xmas present (well it's for me really - a ticket to an awards do in London, that I'm already invited to, my own).
Dad's book has also proved to be massive thorn in my side again. Out of 10 reprints I’ve had money for 6 of them but not the others so I’m out of pocket again there. When will I ever learn – never I suspect.
Here are my scores – I nearly failed myself but when I add up all the scores and take an average, I actually pass – just.
1) Current Account in Credit in its Own Right: 100% (A)
2) Keep Remorseful / Frivolous / Wasteful Spend to a Minimum: 40% (D)
3) Full Payment by Customers / Family / Band*: 50% (C)
(*This is where I've sent an invoice/asked for payment)
Therefore, I award myself the following Score/Grade: 63% (C+) Marginal Pass
Alison2310
Alison2310
November 15, 2021, 11:12 AM
We've reached the half-way point of the month and although I'm flat-out, work-wise, I probably need to give myself a bit of self-care time this week. Not exercising AT ALL is starting to show on the scales and in how I'm feeling so this week, I've decided to - no matter what - stop at 12.00 every day and go for a walk. I've set an alarm with a 5 minute warning to enable me to stop what I'm doing, save my work (big issue with that 2 weeks ago!!) and just do it. It's part of my Atomic Habits Wish-list - I haven't worked out the rest yet.

Financially, let's talk about my Dad's Book Reprint. Here's the thing - I knew people wanted copies so had 10 reprinted. I charged a little more than the reprint cost to cover any postage or delivery and, stupidly, I collected some of the amount back in cash - which I know is wrong on so many levels - as I spend cash and that is something I seem to have absolutely no control over - if it's there, I spend it, so I have asked for the remainder as a bank transfer and that's so much better. Having said that, I've had to pay my Credit Card today and am still waiting for one person to pay me, but they're on holiday, so I'll get it off them when they're back and I can hand over the book.

So everyone who I've invoiced for work has paid me now but I'm still not charging enough and I'm struggling to get work done because I'm getting distracted or being a perfectionist. I was so disappointed by the menus that were printed by WTTB so they agreed to reprint them but, they've arrived back and I'm still unhappy with them. Big dilemma - do I pay to have them reprinted again? This would be the 3rd time I will have paid to reprint something for The Eccentric Englishman at my own expense - but, I've never regretted it. The launch of their menu has been delayed a week so I have an opportunity to get it right and not pay too much. I will decide today.

Apart from all of this, my frivolous spending is virtually nothing and I have no big spends this month on things like subscriptions, Dentist and Website. My account is in credit in its own right and I feel quite in control.

So, here are my scores for the last week:
1) Current Account in Credit in its Own Right: 100% (A)
2) Keep Remorseful / Frivolous / Wasteful Spend to a Minimum: 70% (C+)
3) Full Payment by Customers / Family / Band*: 100% (A)
(*This is where I've sent an invoice/asked for payment)
Therefore, I award myself the following Score/Grade: 90% (B)
Alison2310
Alison2310
November 8, 2021, 3:49 PM
Week 2 of November and I'm feeling a bit more back in control. I do have to invoice people though and get myself organised in terms of actually doing work for people I've agreed to help.

I even gave myself most of the day off today and it feels good to do that. Although I am now a little behind on certain projects like Vintage Guru and Heritage Safaris.

I've had a few things that I hadn't planned for like lunch with Mum, Dad and Karen, Programmes for the London2Brighton Veterans Car Run Event but they were really worthwhile.

I'm heading straight for the scores as I'm a bit late today:
1) Current Account in Credit in its Own Right: 100% (A)
2) Keep Remorseful / Frivolous / Wasteful Spend to a Minimum: 90% (B)
3) Full Payment by Customers / Family / Band*: 100% (A)
(*This is where I've sent an invoice/asked for payment)
Therefore, I award myself the following Score/Grade:97% (B+)
Alison2310
Alison2310
November 1, 2021, 4:12 PM
Another month starts with everything back on track. Lots of potential business on the go and I'm waiting for people to come back to me. There is still the on-going Geniusin, Heritage Safaris, Te Eccentric Englishman, WDS and Equipment Rentals. I do need to make contact with a few dealers who I haven't spoken to for a while - just to let them know I'm still here. I do need to get my invoices out for October now though. I'm hoping for a good month in November. Fingers crossed. Hopefully I won't have such big expenses (dentist / web subs etc).

Here are the scores for the week just gone:
1) Current Account in Credit in its Own Right:100% (A)
2) Keep Remorseful / Frivolous / Wasteful Spend to a Minimum: 100% (A)
3) Full Payment by Customers / Family / Band*: 100% (A)
(*This is where I've sent an invoice/asked for payment)
Therefore, I award myself the following Score/Grade:100% (A)
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November 15 to November 22
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November 8 to November 15
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November 1 to November 8
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October 25 to November 1
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Recipient of Stakes
Anti-charity (Political: The Fabian Society (Labour))
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Total at stake: $260.00
Stakes per period: $5.00
Remaining Stakes: $30.00
Total Money Lost: $5.00
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